Landlord Insurance - Home & Contents Insurance - For Seniors & Over 50 - Apia
Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 (Apia)
Building Insurance - Home & Contents Insurance - For Seniors & Over 50 - Apia
Assisted Living Insurance - Home & Contents Insurance - For Seniors & Over
Apia Home Insurance covers your home including garages, carports, gates and fences for loss or damage caused by a range of insured events. It also covers any fixtures attached permanently to your home, like solar panels and wall, ceiling and floor coverings (excluding carpets).
Your sum insured is the most we will pay for damage to your home. You set a building sum insured you are comfortable with when you first insure your home and on each renewal.
Pets are not covered under Apia Home and Contents Insurance. However, if you have contents cover as part of your Apia Home and Contents Insurance, Apia will cover veterinary expenses related to the treatment of your dog or cat if it is injured as a result of a motor vehicle impact anywhere in Australia up to $1,000 per incident.
Apia Home Assist is an emergency assistance service that provides you with selected trade services in the event of a home emergency. This is an optional cover. If you choose to pay the extra premium to add Apia Home Assist, Apia will provide you with assistance when a sudden and unforeseen incident requires the urgent attention of a Plumber, Electrician, Locksmith or Carpenter, for up to two (2) hours.
Apia Home Assist can be contacted, 24 hours a day, 7 days a week. Our support team will be able to assess the emergency. Assistance will be provided as quickly as possible but, during certain hours there may be limited availability. The response time will depend on a variety of factors including severity, location of your insured address and the demand for Apia Home Assist at that time.
If you miss a monthly instalment you can make a one off payment via your Apia Online Services online account.
Apia Home and Contents Insurance covers loss or damage caused by flood1. 'Flood' means the covering of normally dry land by water that has escaped or been released from the normal confines of a lake, a river, a creek etc.
Apia Home and Contents Insurance does not cover loss or damage caused by storm surge unless the loss or damage occurs at the same time as the insured loss or damage to your contents caused by storm*.
AAI Limited Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Motorcycle, Caravan, Motorhome, Boat, Travel, Compulsory Third Party Personal Injury (CTP) Insurance and Motor Accident Injuries Insurance (MAI Insurance). Registered Office: Level 23, 80 Ann Street, Brisbane QLD 4000.
Any advice provided is general advice only and has been prepared without taking into account any person''s particular objectives, financial situation or needs, consider whether it is appropriate for you before acting on it. Read the Product Disclosure Statement (and any related documents) before making a decision about general insurance. The Target Market Determination is also available
Life Products Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct).
Apia Funeral Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL is not part of the Suncorp Group. TAL Life uses the Apia brand under licence from the Suncorp Group. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevantProduct Disclosure Statement. TheTarget Market Determination (TMD) for the product is also available.
TAL Life is proud to have adopted theLife Insurance Code of Practice (Code).The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.
This content is current for Home and Contents, Home and Contents Extra, Village Style Residence, Apartment Style Residence, Assisted Living Residence, Landlord, Car Advantage, Motorcycle, Caravan, Motorhome and Boat Insurance policies commenced or renewed on or after 23 March 2021.
Apia Contents Insurance covers only your household items and personal belongings at the insured address, such as home computers, unfixed electrical appliances, furniture and clothing.
To learn more about the differences in our Home & Contents Insurance products, take a look at ourpolicy documents.
Your sum insured is the most we will pay for damage to your home. You set a building sum insured you are comfortable with when you first insure your home and on each renewal.
To help you choose the sum insured of your home, use the Home Building Calculator. This calculator can help you work out the rebuild cost of your home.
You may also consider seeking advice from an architect, builder, valuer or other qualified professional for accurate measuring.
Learn more about Home & Contents Insurance
If you miss a monthly instalment you can make a one off payment via yourApia Online Services online account.
*Actions or movements of the sea are not covered. For full details of the covers, limitations, exclusions and conditions and what constitutes a ''flood'' please read the Apia Home and Contents Insurance Product Disclosure Statement.
Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Please read the Apia Home and Contents Insurance Product Disclosure Statement before making any decision regarding this product. Call us on 13 50 50 for a copy. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.
1There is no cover for flood in the first 72 hours of your policy. Very limited exceptions apply. Read the PDS for more detail.
About Apia solar energy for homes
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